Bold Texas Trash Dip

Featured in Perfect Party Bites and Snack Recipes.

This bold Texas Trash Dip is the ultimate crowd-pleaser, packed with Tex-Mex flavors. Layers of ground beef, spiced refried beans, cream cheese, and sour cream create a rich base, topped with melted cheddar, fresh tomatoes, chilies, and green onions for a zesty finish. It pairs wonderfully with tortilla chips, offering texture, warmth, and a sharing-friendly vibe. Effortless to bake and absolutely satisfying for big get-togethers.

Haya
Updated on Mon, 12 May 2025 21:19:08 GMT
Chili dip in a bowl with chips on the side. Pin it
Chili dip in a bowl with chips on the side. | recipeown.com

This meaty Texas Trash Dip turns ordinary get-togethers into unforgettable meals. When you mix well-seasoned beef, smooth cheese, and bold Tex-Mex tastes, you get a snack nobody can walk away from at parties. I whipped this up during a Super Bowl party once and had to make a second batch before the game was halfway done.

I came up with this dip when I needed something filling for friends watching football. These days, folks ask for it at every party I throw, and I've started making double batches since it always runs out too fast.

Ingredients

  • Ground beef: Gives you that filling protein and rich taste. Go with 80/20 for the right amount of fat and flavor
  • Onion and garlic: Form the flavor backbone. Skip the jar stuff - freshly chopped garlic makes all the difference
  • Cream cheese: Makes everything creamy and smooth. Let it sit out a bit so it mixes in easier
  • Sour cream: Adds a nice zing and velvety feel. Don't go low-fat if you want that true richness
  • Diced tomatoes with green chilies: Gives you both tang and kick in one go. Make sure to drain them well or you'll end up with soupy dip
  • Refried beans: Adds thickness and that real Tex-Mex taste. The traditional kind works way better than alternatives
  • Chili powder and cumin: Bring that southwest flavor everyone loves. Try to use fresh spices for the strongest punch
  • Cheddar cheese: Creates that bubbly golden top everyone fights over. Grab a block and shred it yourself for better melting
  • Green onions: Add a pop of freshness and color. Pick bright ones with crisp white ends

Step-by-Step Instructions

Get Your Dish Ready:
Turn your oven to 350°F and give a 9x13 dish a light coating of cooking spray. Glass or ceramic dishes work best since they keep the dip warm longer when you're serving.
Cook Your Meat Mix:
Fire up a big skillet over medium-high heat and toss in your ground beef. Break it up as it cooks. When it's partly done, throw in your chopped onion and garlic. Keep cooking until all the pink is gone from the meat and onions look clear, taking about 7 minutes total. Pour off all the fat so your dip won't end up greasy.
Mix In The Creamy Stuff:
Turn down the heat to medium-low and drop in your softened cream cheese. Keep stirring until it starts melting into the meat. Add your sour cream and stir until everything looks smooth without any lumps of cream cheese hiding anywhere.
Add All The Flavors:
Put in your drained tomatoes with chilies, refried beans, chili powder, cumin, salt and pepper. Mix everything really well, making sure those spices get everywhere. Let it bubble gently for 2 minutes so all those tastes can start mingling together.
Put It Together And Bake:
Dump everything into your greased dish and spread it out evenly. Cover the whole top with your shredded cheddar. Pop it uncovered into your hot oven for 20-25 minutes until that cheese is all melty and the edges are starting to bubble a bit.
A close up of a delicious meal. Pin it
A close up of a delicious meal. | recipeown.com

This dip means a lot to me because it takes me back to growing up in Texas where we didn't mess around with party food. My grandma always said a good dip should be hearty enough to count as dinner in a pinch, and this one definitely fits the bill. The combo of beans and beef makes something that'll satisfy even your hungriest friends.

Make Ahead Instructions

This dip works great when you need to prep early. Make the whole mixture and put it in your baking dish, but wait on adding that cheese topping. Cover it tight with plastic wrap and stick it in the fridge for up to a day. When party time comes, let it sit out for about 30 minutes, sprinkle on the cheese, and bake as normal. The flavors actually get better overnight, making this perfect for busy hosts.

Serving Suggestions

Though tortilla chips are what most folks reach for, this dip tastes great with lots of different dippers. Try setting out sturdy corn chips, slices of toasted baguette, or even fresh veggies like bell pepper sticks and celery for friends watching what they eat. To make it more filling, put out some small flour tortillas so people can roll up mini burritos. I like to create a simple "dipping station" with different chips and fresh toppings like chopped avocado, lime wedges, and extra green onions.

A bowl of nachos with a side of chili. Pin it
A bowl of nachos with a side of chili. | recipeown.com

Ingredient Swaps

This dip is super flexible based on what you've got in your kitchen. You can swap ground turkey for beef if you want something lighter. If you don't like smooth refried beans, try black beans instead for more texture. Want it spicier? Use pepper jack cheese instead of cheddar. Got vegetarian friends? Just skip the meat and double up on beans. Even folks who can't do dairy can enjoy this with non-dairy cream cheese and sour cream substitutes, though it might feel a bit different in your mouth.

Frequently Asked Questions

→ Can I prep this in advance?

Sure thing—assemble it, cover it, and chill in the fridge up to a day early. Just bake when ready.

→ What chips hold up best?

Go for thick tortilla chips—perfect for scooping up the hearty layers without cracking.

→ How can it be vegetarian?

Swap the ground beef for plant-based meat or extra beans to make it veg-friendly.

→ Is there a way to make it spicier?

Definitely—toss in diced jalapeños or an extra pinch of chili powder for more heat.

→ How long will leftovers last?

Keep it fresh in the fridge for up to 3 days in a sealed container.

Texas Trash Dip

Creamy, cheesy Tex-Mex dip loaded with beef and flavor.

Prep Time
15 Minutes
Cook Time
25 Minutes
Total Time
40 Minutes
By: Haya


Difficulty: Intermediate

Cuisine: Tex-Mex

Yield: 1 dish for dipping

Dietary: ~

Ingredients

→ Main Filling

01 1 medium onion, chopped finely
02 2 minced garlic cloves
03 1 (10 oz) can of drained diced tomatoes with chilies
04 1 pound of ground beef
05 1 cup of sour cream
06 1 (15 oz) can of refried beans
07 1 (8 oz) block of softened cream cheese

→ Flavorings

08 1 teaspoon cumin powder
09 2 teaspoons chili powder
10 1/2 teaspoon black pepper
11 1/2 teaspoon salt
12 2 cups of shredded cheddar cheese
13 Tortilla chips to go with it
14 1/2 cup chopped green onions for topping

Instructions

Step 01

Set your oven to 350°F and coat your baking pan lightly with oil or cooking spray.

Step 02

Cook the beef in a big pan with onions and garlic until no pink remains. Drain off the grease after cooking.

Step 03

Mix in the sour cream and cream cheese until it's all smooth and blended.

Step 04

Add the refried beans, diced tomatoes, and every seasoning. Stir to make sure everything's mixed well.

Step 05

Pour everything into the prepared baking pan, sprinkle with cheese on top, and bake for about 20-25 minutes.

Notes

  1. Pair it with some tortilla chips for dipping fun.

Tools You'll Need

  • Skillet for cooking
  • Oven-safe baking dish

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy products
  • Gluten (if chips aren't gluten-free)

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 320.5
  • Total Fat: 22.3 g
  • Total Carbohydrate: 12.8 g
  • Protein: 16.7 g